Biweekly payments

Many homeowners prioritize paying off their mortgage quickly. Making biweekly mortgage payments is one way to reduce interest costs and shorten the loan term.What Are Biweekly Mortgage Payments?Biweekly mortgage payments involve splitting your regular monthly mortgage payment in half and paying that amount every two weeks. Since there are 52 weeks in a year, this results in 26 half-payments—or the equivalent of 13 full monthly payments—instead of the standard 12. These two extra...

Autopay

Managing bills each month can be a daunting task, especially when juggling multiple financial commitments. One effective strategy to streamline this process is setting up automatic payments. Automatic payments, also known as ACH or auto-debits, allow customers to authorize a company to automatically deduct the regular mortgage payments from their bank account. We call this service Autopay. This hassle-free service allows you to set it up and not have to worry about forgetting to make your...

Extra cash? Find out if a recast is right for you

If you've come into some extra money - maybe from a bonus, inheritance, or tax return - a mortgage recast could be a smart way to lower your monthly payments without changing your loan terms. 

Onity Mortgage - FAQs

We are excited to announce that PHH Mortgage will be changing its name to Onity Mortgage.  Our name, Onity, is based on the phrase "we're on it". Onity is pronounced ON-it-ee.  Your mortgage servicer is not changing, and there is nothing you need to do right now related to our name change. We are the same company with a nearly 40-year legacy of serving homeowners, but now with a new name that is built with our customers in mind.

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