Access Your Equity, No Refi Needed

Our Home Equity Loan is a powerful tool for unlocking your home's value without refinancing.
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Your Home. Your Goals. Simplified.
Whether you’re buying a new home or accessing equity, we'll help you reach your goal with ease.
Your Home, Your Numbers
Our easy-to-use calculators put you in control. Whether you’re dreaming of a new home or considering a refinance these tools provide instant, personalized insights. Get a clear picture of your potential monthly payments, discover how much home you can afford, and see how different loan terms affect your finances.

Purchase Calculator
How much can I afford?

Refinance Calculator
How much could I save?
Trusted by Homebuyers,
Recommended by Customers
With 30 years of industry excellence, PHH Mortgage’s commitment to you remains unwavering. We take pride in our long-standing, dedicated service of providing home financing solutions to help Americans achieve their dreams.
- Personalized mortgage solutions tailored to your needs
- Competitive rates and flexible loan options
- Seamless and efficient mortgage process
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