Your monthly mortgage payment is calculated by adding the costs of the loan’s principal and interest, as well as any money held in escrow for taxes and insurance. How much will it be? Get an idea now and compare different loan terms.
READ MOREIf you rent your home now and are considering buying, determine if it makes financial sense with our rent vs. buy calculator. Enter in details about your current monthly rent and the home you’d like to buy and find out which option makes sense for you.
READ MOREWhat is Refinance? Refinancing is the process of replacing your existing mortgage with a new one. This can be a great way to lower your interest rate, reduce your monthly payments, or access cash for home improvements.
READ MORECurious to see how much principal and interest you will pay over the life of your loan? Input your information into our payoff calculator to see a month-by-month breakdown.
READ MOREUnderstanding the Home Buying ProcessBuying a home is a significant investment. Here's a breakdown of the key steps:Pre-Approval: Get pre-approved for a mortgage to determine your budget.Find an Agent: Determine who will help you locate properties and navigate offers and negotiations through closing.Home Search: Find your dream home using online listings, real estate agents, or open houses.Making an Offer: Submit an offer on a property you like.Negotiation: Discuss terms and conditions...
READ MOREConsidering refinancing, accessing cash from your home's equity or exploring options for a new home purchase? Start by reviewing today's mortgage rates.1 While these rates are recent national averages and not specific to what you may qualify for, they offer a valuable reference point.1Rates provided by Mortgage News Daily. Your actual rate may vary.
READ MOREA summary of the property's title history. Based on information found in public records, it is used to list the property's transfers of ownership, and to determine if there are any liens or defects that must be cleared before the sale.
READ MOREA short-term loan that is paid off through fixed monthly payments, followed by one large, final payment (the 'balloon') of the entire remaining loan balance. The balloon mortgage is amortized as though it were a long-term fixed rate loan, resulting in low monthly payments, but after a specified time period (usually five, seven or 10 years) the entire remaining balance is due and payable in full.
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