What is Refinance? Refinancing is the process of replacing your existing mortgage with a new one. This can be a great way to lower your interest rate, reduce your monthly payments, or access cash for home improvements. Refinance Checklist:Assess your current mortgage: Determine your interest rate, remaining balance, and loan term.Calculate potential savings: Use a refinance calculator to estimate your monthly savings.Check your credit score: A good credit score can help you qualify for...
READ MORECurious to see how much principal and interest you will pay over the life of your loan? Input your information into our payoff calculator to see a month-by-month breakdown.
READ MOREUnderstanding the Home Buying ProcessBuying a home is a significant investment. Here's a breakdown of the key steps:Pre-Approval: Get pre-approved for a mortgage to determine your budget.Find an Agent: Determine who will help you locate properties and navigate offers and negotiations through closing.Home Search: Find your dream home using online listings, real estate agents, or open houses.Making an Offer: Submit an offer on a property you like.Negotiation: Discuss terms and conditions...
READ MOREConsidering refinancing, accessing cash from your home's equity or exploring options for a new home purchase? Start by reviewing today's mortgage rates.1 While these rates are recent national averages and not specific to what you may qualify for, they offer a valuable reference point.1Rates provided by Mortgage News Daily. Your actual rate may vary.
READ MOREWelcome to your one-stop resource center to help you manage your existing mortgage.
READ MOREPHH Mortgage is here to help in unexpected and difficult times. Helping homeowners is what we do.
READ MORE