Get Pre-Approved
Pre-Approval is your first step to successful homebuying
Know how much you can afford before you start house hunting. Lock in your budget and boost your buying power.
Get Started with Pre-Approval Today!
If you’re thinking about buying or are currently in the market for a new home you need to be prepared to move quickly and stand out.
What are the benefits of getting pre-approved?
Peace of Mind. Stronger Offers. Smarter Home Shopping.
Getting pre-approved for a mortgage helps you:
- Understand your home buying budget
- Show sellers you’re a serious buyer
- Speed up the loan process when you find the right property
- Lock in potential interest rates early
What do I need to get pre-approved?
A few quick details to get started:
- Income proof (like salary slips or bank statements)
- Employment details
- Credit history
- ID & address proof
What are the steps to get pre-approved?
- Fill Out the Form – Just basic personal and financial info.
- Talk to Our Experts – Get personalized advice and loan options.
- Get Pre-Approved – Receive a certificate you can show to sellers.
Why Choose PHH?
Trusted. Transparent. Tailored for You.
- Quick turnaround time
- Competitive interest rates
- Flexible loan options
- Expert guidance at every step
Why Get Pre-Approved?
Set Your Budget
Determine how much you can afford, and narrowing your search.
Stand Out from Buyers
Show sellers you're committed and likely to get financing.
Speed Up the Process
Be prepared to move quickly when you find the right home.
Protect Your Rate
Secure a favorable rate for up to 90 days with Lock & Shop.
Mortgage loans are subject to credit approval. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. PHH is not licensed to do business or originate loans for properties located in Hawaii.
