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When I am trying to register, I have received the error message - ‘An account already exists’

If you receive the error message- "There is an account already created", then an online account has already been created for your mortgage. If you are not able to log in with existing credentials, you should try resetting password/username as follows:  To recover the username:On the login page, click on 'Forgot Username.' Provide the Social Security Number and the registered email address. The User will receive their username through the email address...

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Why am I receiving the error message, ‘Please contact support’ when I try to log in?

If the account is in foreclosure or delinquent for more than 10 months, you will not be able to access the online account details after registration. Certain account will have limited access, and our agents can better assist you over the phone. Please contact our Customer Support team for further assistance.

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Why is the website prompting me to verify my account?

For security purposes, if you are accessing the account from a new device or new browser website might ask for verify your account before login. Please opt for convenient way to receive verification code to confirm your access and enjoy this added security feature.

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Will I be able to register using an international phone number?

Yes, if you have an international phone number, you can still register on the website. However, please choose to verify your account using your email address instead of the international phone number.

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How do I order a payoff quote?

You have a few options to request a payoff quote. Once we receive your request, we will generate the payoff quote and send it to you by fax or mail within four business days. A payoff quote fee of up to $30 may be applied to Residential Loans, and up to $50 for Commercial Loans, as permitted by state law.Option 1: Online Log in to your account on PHHMortgage.com and click Payment at the top of the screen. In the "Loan Payoff" box, click View Payoff Quote. Click CONTINUE to submit the...

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Is there a fee to request a payoff quote?

Depending on the account characteristics, a payoff quote fee of up to $30 may be applied to Residential Loans, and up to $50 for Commercial Loans, as permitted by state law. If the fee applies, it will be included in the payoff quote.

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Can I request a payoff quote for a date in the future?

Our system can generate a payoff quote with a good-through date up to 30 days in the future. 

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Why is the payoff amount higher than the principal balance?

In addition to the unpaid principal balance, the payoff quote shows the interest due and any outstanding fees and expenses. These may include late charges, tax or insurance advances, recoverable balances, attorney fees, payoff-related fees, etc.

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Once the account is paid in full, when will I receive a refund for my escrow account balance?

After we make any required escrow disbursements, we will refund the remaining escrow balance. We will send the refund check to the mailing address on file. Please allow 20 business days to receive the refund check.

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Once my account is paid in full, when will we get our PMI/Hazard refund?

We will send a check for the PMI or hazard insurance refund to the mailing address on file within 20 days. Please allow additional time for mailing.

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