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Upgrade your online experience in three easy steps! You can easily manage your account anytime, anywhere and on any device.Step 1: Register your account On PHHMortgage.com – You’re already here, simply click here to get started.Or download the mobile app and select Register.Step 2: Enroll in online features to save money and timeAutopay – Save money and time making automatic monthly or biweekly payments.Alerts – Receive notifications about...
READ MOREWhen you go paperless, you can access up to 60 months of account history anytime and enjoy the peace of mind knowing your private information is secure.With paperless, you'll enjoy:24/7 access to your account documents, including billing, escrow and year-end tax documentsSecure document delivery, right to your online accountAvoid postal delays by getting access to your documents as soon as they are createdLess clutter in your home and an environmentally-friendly choiceMore documents being...
READ MOREManaging your mortgage doesn't have to be a headache. Forget paper statements and phone calls! With your free online account, you get instant control over your mortgage, right from your phone or computer.Why you'll love your online account: We packed your account with features that save you time and money.
READ MOREPHH Mortgage and its employees are here to help as you recover from disasters that affect your home or community. If you need assistance, please reach out by calling 1-800-936-8705, Monday through Friday 8:00 am – 8:00 pm ET. Helping Homeowners Is What We Do! Find below some information and links to useful websites.Hurricane Preparedness Tips: Are you prepared? Have a family communications plan, cash on hand, a battery-powered radio handy, and a plan for pets....
READ MOREManaging your mortgage doesn't have to be a guessing game. With alerts and notifications, you'll always be in the loop – whether it's a payment reminder, a tax disbursement or a change to your account. It's quick to set up, easy to customize and designed to give you peace of mind. Why it mattersAlerts help you stay ahead – no surprises, no missed payments, no stress. Whether it's a quick reminder or a confirmation, you'll always know what's happening...
READ MOREHave you ever heard the term "home equity" thrown around in conversations about mortgages and real estate? If you're scratching your head, don't worry, you're not alone. Let's dive into what home equity is, why it matters, and how you can harness its potential to boost your financial well-being.What is Home Equity?Think of home equity as your stake in your home. It's the portion of your property that you truly own, free and clear of any mortgage or other liens. In...
READ MOREAmericans are in more credit card debt than ever, and there is a simple, proven solution: cash-out refinance. Whether it’s credit cards, car loans, or student loans, if you’re a homeowner looking for cash and have equity in your home, a cash-out may provide you with a simple and achievable way to get out of debt. If you used your credit cards in the past year to help with daily living expenses because of increased inflation and the cost of living, you are now paying higher...
READ MOREYou probably already know that owning a home is a smart investment, but did you know you may be able to use the equity in your home to borrow money to use any way you want? You can use the money to pay for home improvements, add to a rainy day or investment fund, or you consolidate your existing debt like credit cards or student loans, at a lower interest rate. As a homeowner, what options do you have to borrow money? Cash-out Refinance, Home Equity Loans, and Home Equity Line of Credit...
READ MOREA Home Equity Conversion Mortgage, (HECM), commonly known as a reverse mortgage loan, is a Federal Housing Administration (FHA) insured loan1 that allows borrowers, who are 62 years and older, access to a portion of their home equity without having to make monthly mortgage payments.2 If you have sufficient equity in your home, you may be able to get the cash you need to help supplement retirement, home renovations, pay for medical expenses, or put aside as a rainy day fund. You can use the...
READ MOREDo you currently have an adjustable-rate mortgage? Did you plan to only be in your home for a short time? Maybe you were in a different financial situation when you chose your loan type? Adjustable-rate mortgages (ARMs) can be a great way to get a lower interest rate on your home loan for a period. However, when interest rates go up, like they have in recent years, your monthly payments could be impacted significantly. If you're concerned about rising mortgage interest rates, you may want...
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