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Why was my Autopay draft delayed?

If the draft day falls on a weekend or holiday, your payment will be drafted the next business day.

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How long does it take to set up Autopay?

After we receive the application, we'll process the request within five business days and send a letter confirming the draft details. Be sure to check the letter for the first draft date. If you set up your Autopay on our website, be sure to confirm the first draft date.  Drafts scheduled within 10 days of the due date go into effect the following month. You may need to make a payment by another method before the Autopay drafts begin. 

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What should I do if I change my bank account?

To update your bank account, we must receive the new bank information three business days before the next scheduled draft date. We will process your request and notify you in writing with the effective date of the change. Payments will continue to be withdrawn from your old account until that date.Once-a-Month or Biweekly Payments  Please update your information by visiting the Payment section of this website and selecting the Edit Enrollment link under Autopay or call our Customer Care...

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Is there a fee to enroll in Autopay?

There is no fee to enroll in any Autopay option.

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What if I want to change my Autopay program?

If you'd like to change your Autopay program, please click here to select and enroll in a different program. Once the new enrollment is processed, we'll stop your existing program and move the account to the new selection.  We'll send a confirmation letter with the date of your first draft. Please continue to make your mortgage payment until you receive the confirmation letter and the draft date has been confirmed. 

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I cancelled Autopay online, but the website is not allowing me to re-enroll in Autopay now. What sho

Please allow one business day for the Autopay cancellation to process before re-enrolling. Once the account is updated, you can re-enroll and set up a new Autopay draft option.

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If I bounce a check, will the check be presented to my bank a second time?

It's not guaranteed that we'll present your check a second time. Please check with your bank to ask about their policy on bounced checks.

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What are the city/receive codes for Western Union and Moneygram?

For Western Union, the code city is PHHUS and the state code is NJ. For Moneygram, the receive code is 7440.

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Will my payment amount change?

There may be a change in your monthly mortgage payment amount as a result of an escrow analysis or an Adjustable Rate Mortgage rate change. We'll notify you in advance of any changes and the start date for the new payment amount.

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Do I have a grace period?

Payments are typically due on the first day of each month, but you may have a grace period before a late charge is assessed. Refer to your monthly statement to determine your grace period. 

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