First Protector Insurance

First Protector Insurance

Help alleviate financial hardship. Protection for what matters most!

At PHH Mortgage, we understand how important it is for homeowners to prepare for the unexpected. That’s why we have partnered with Assurant^® to make available to you a disaster mortgage insurance product called First Protector^®. First Protector helps alleviate financial hardship if you are displaced from your home due to damage from a covered disaster such as flood, fire, tornado, hurricane, or in the event of an involuntary job loss.

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First Protector can pay:*

• Your monthly mortgage payment up to two years if your home is temporarily uninhabitable for over 48 hours due to a covered disaster 
• Your monthly mortgage payment if you lose your job involuntarily
• Your mortgage balance up to the policy limits if your home is declared permanently uninhabitable as a result of a covered disaster, after proceeds are paid by a homeowner's policy
• Your homeowner’s insurance policy deductible up to $1,000 up to two times per year¹
• Up to $1,000 in emergency cash annually if your primary residence is affected²

Please call 1-866-531-0637 Monday through Friday, 8 am to 5 pm ET or click the link below.

Direct Bill Option
Learn more about First Protector insurance direct bill option and get a quote.

Mortgagee Bill Option
Learn more about First Protector insurance mortgage bill option and get a quote.
 

^{*Conditions may apply. Limitations/exclusions costs and coverages vary by ploicy terms and by state. Please review the terms and conditions of the First Protector Insurance policy carefully.}

First Protector is underwritten by American Bankers Insurance Company of Florida, (NAIC 10111; Administrative Office Address: Assurant Operations P.O. Box 979220, Miami, FL 33139, 305-253-2244; Jurisdiction: Washington, D.C. and all states in the United States; Domicile: FL). This company operates under the trade name Assurant. First Protector is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Onity Group Inc. To see our licenses by state, Click Here.