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My Next Home

Life can bring many changes. When those changes involve moving to a new home – whether down the street or across the country – we can help you understand your financing options and find the one that makes the most sense for you.

New Questions for a New Home

Some of what you learned when you bought your current home still applies, but the mortgage process has likely changed since your last home purchase – even if it was only five to ten years ago. And there are new questions to consider this time around, including:

next icon of question 1 How much are you likely to receive for your current home?
next icon of question 2 If you still have your first mortgage, what happens if you need to pay a second?
next icon of question 3 Will you need to invest in fixing up your current home before selling it?
next icon of question 4 What’s involved with selling and buying a home at the same time?
next icon of question 5 What are your financing options for your new home?

What Are You Looking For?

next icon of question 6 Are you looking to downsize or upgrade your space?

next icon of question 7 Are you looking for something similar, but in a different location?
next icon of question 8 Is the market in your new area similar to the one you’re currently in?

PHH Mortgage now also offers, in connection with Fannie Mae and Freddie Mac, a $2,500 credit to potential homebuyers earning 50% or less of the area median income (AMI). Qualified applicants can apply the credit towards their down payment and/or closing costs, while also taking advantage of down payment options as low as 3% of the purchase price. Learn more about FNMA HomeReady and FHLMC HomePossible


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Ready to Buy or Refinance?

Get Started