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Buy a Home


My First Home

Is buying a home the right choice for you, is it financially realistic and, if so, what steps will you need to take?

Your Home Ownership Guide Is Here

Buying your first home is a life-changing decision and significant investment. You may have questions about the overall process or the best place to start. You may wonder how long it will take or what paperwork you’ll need to provide. We’re here to make the experience more manageable and help you become an informed borrower.

Discover What's Next

You’ll find the tools, checklists and support to help you determine what you can afford, walk you through how to get pre-approved, and provide a better understanding of the financing process. Make informed decisions at every step is critical to arriving at the outcome that's right for you.

PHH Mortgage now also offers, in connection with Fannie Mae and Freddie Mac, a $2,500 credit to potential homebuyers earning 50% or less of the area median income (AMI). Qualified applicants can apply the credit towards their down payment and/or closing costs, while also taking advantage of down payment options as low as 3% of the purchase price. Learn more about FNMA HomeReady and FHLMC HomePossible

Let's Get Started

Ready to Buy or Refinance?

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Ready to Buy or Refinance?

Get Started