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- Home Equity 101: A Guide to Home Equity and How to Leverage It
- What Is A Reverse Mortgage
- What Is A Mortgage Rate Buydown and Can I Benefit?
- Cash-Out Refinance: Using Home Equity to Pay Off Debt
- Should I Get Pre-Approved Before Buying A House?
- Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?
- How to Get a Mortgage Pre-Approval for Buying a New Home
- Cash-Out Mortgage Refinance: What It Is and How It Works
- Cash-Out Refinance vs Home Equity Loans vs HELOCs – What’s the difference?
- 7 Essential Tips For Buying Your Next Home
- All About Your Credit
- Tips on Buying a New Home from Real Estate Pros
- 10 Things to Know Before Refinancing Your Mortgage
- How Do I Get My Home Ready to Sell? 7 Easy Steps
- What Are the Costs of Homeownership?
- What is PMI (Private Mortgage Insurance) and Why Am I Paying It?
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Mortgage Glossary
Negative Amortization
When your monthly mortgage payments aren't large enough to cover the principal and interest due, unpaid interest is added to the loan balance, increasing the amount of money you owe.
Nonconforming Mortgage Loan
See Jumbo Loan.
Origination Fee
A fee charged by a lender to cover the costs of evaluating and processing a mortgage loan. Usually, the fee is a percentage of the loan amount.
P&I
See Principal and Interest.
Payment Cap
A limit on the amount your monthly payments on an adjustable rate mortgage can increase during each adjustment period. Unlike an interest rate cap, a payment cap does not limit the amount of interest you pay, and could lead to negative amortization.
Dreaming about owning your own home?
Having a financial plan before you look can help you better prepare for home buying costs.
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Wondering if you should refinance?
Here is a list of ten things you should know before refinancing.
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Ready to Buy or Refinance?