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Benefits of Reducing Your Interest
Reducing your interest rate to capitalize on more favorable market conditions can offer you both short- and long-term benefits.
Lower monthly payments: Typically, refinancing to an interest rate that’s lower than your current rate by at least 1% will translate to noticeable savings on your monthly mortgage payments.
Shorter loan terms: Lower interest rates may enable you to change to a shorter-term mortgage. As a result, you can pay down the principal balance and build equity faster – and you may pay less total interest.
Rate stability: : If you currently have a variable interest rate, you may be able to lock in to a more stable fixed rate mortgage that gives you consistency over time – especially good news if the stable fixed rate is a low one.
To help decide if refinancing for a lower rate will work for you, call an experienced loan consultant at (800) 451-1895.
Wondering if you should refinance?
Here is a list of ten things you should know before refinancing.
Read more
Borrowing Basics: Home Equity Loans vs. Cash Out
Before you make any decisions, know what’s involved with each option and the differences between them.
Read more
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We can help walk you through the process when you’re ready to take the big step and buy or refinance.
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Ready to Buy or Refinance?
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Ready to Buy or Refinance?