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Mortgage Glossary

VA Mortgage

A low- or no-down-payment mortgage guaranteed by the Department of Veteran Affairs. It is only available to military personnel, veterans or spouses of veterans who died of service-related injuries.

Variable Interest Rate

An interest rate that changes (goes up or down) based on a specified economic index.

Variable Rate Mortgage

See Adjustable Rate Mortgage.

Veterans Administration (VA)

The government agency that administers benefit programs for veterans, including a guaranteed mortgage loan with little or no down payment. See VA Mortgage.

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