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Insurance and Additional Services


Visa Rewards Credit Card

PHH Mortgage is excited to offer borrowers the Simply Rewards® Visa Signature® Credit Card. While other cards have complicated rewards programs, the Simply Rewards® card makes it easy to earn points on everyday purchases.

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Benefits include:

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Rewards points earned1 including 3x points per dollar spent on grocery stores, gas stations, discount stores, restaurants and fast food and 1 point per dollar spent on all other net purchases
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Digital Wallet supporting Pay, Samsung Pay, Fitbit Pay and Garmin Pay, plus contactless chip-enabled card to provide enhance security and help protect against fraud
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Visa Signature® benefits2 including Fraud Protection with Visa's Zero Liability Policy3, which means you won't be held responsible for any unauthorized charges made with your card or account information and auto rental coverage, concierge services, emergency cash, travel and emergency assistance, purchase security, warranty manager and more2

Please call (800) 821-5184, Monday through Friday, or go to for more information or to apply. 
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Apply today

Click here to apply for a Visa Simply Rewards® credit card.

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Credit cards are issued by UMB Bank, n.a. under a license from Visa USA, Inc.

1. Cardholders earn 3 points per dollar on Net Purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other Net Purchases. See Simply Rewards Rules for details.

2. See Guide to Benefits that accompanies your card for further details. Additional terms, restrictions and conditions apply.

3. Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer, UMB Bank, n.a.

Simply Rewards Visa Signature is offered by UMB Bank an UMB Financial Corporation Company, 1010 Grand Boulevard Kansas City, MO 64106. Simply Rewards Visa Signature is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see licenses by state, click here.