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More Loan Options

Jumbo Loans

A jumbo loan is a loan for an amount of money larger than the conforming loan limits set by government-backed agencies Fannie Mae and Freddie Mac. The current conforming loan limit for a single-family home is $424,100 in all states except Hawaii and Alaska and in designated high-priced markets. Loan limits in high-cost areas vary by location.

Federal Housing Administration (FHA) Mortgages

An FHA-insured and guaranteed loan is designed to make purchasing a home more affordable, especially for first-time homebuyers. FHA loans feature lower down payments and higher qualifying ratios than most conventional mortgages.

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A mortgage secured by the Federal Housing Administration (FHA) requires a down payment as low as 3.5% of the purchase price.
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FHA loans are subject to limits on the amount of money that can be borrowed, which vary from state to state.

Veterans Affairs (VA) Mortgages

A VA loan is a low- or no-down-payment mortgage guaranteed by the United States Department of Veterans Affairs. It is only available to military personnel, veterans or spouses of veterans who died of service-related injuries.

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Under the law, veterans are entitled to VA home loan benefits based on military service. Eligible veterans must still meet credit and income standards in order to qualify for a VA-guaranteed loan.
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A lender cannot make a VA-guaranteed loan to an ineligible applicant under any circumstances.

For more information about the type of loan that might be right for you, or to discuss eligibility and details, call (800) 451-1895 to speak with a loan officer.

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