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Tools & Resources

  

Mortgage Glossary

Ginnie Mae

The Government National Mortgage Association (GNMA) — a governmental agency that offers special assistance in obtaining FHA-insured and VA-guaranteed mortgages.

Good Faith Estimate

A written list, required by federal law, of all the items and fees included in your estimated closing costs. The GFE includes the lender's charges, the local closing agent's charges and fees, and the estimated amounts for real estate property tax and homeowner's insurance.

Gross Monthly Rental Income

The amount of money you earn each month on a rental property — used as part of the gross monthly income you report in your loan application.

Guarantee

A pledge by a third party or government agency to repay a loan to the lender in the event that the homeowner cannot. Fannie Mae and Freddie Mac guarantee loans.

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