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Insurance and Additional Services


Flood Insurance

Flood experts. Affordable policies.

Did you know that every home is at risk for a flood? That’s why we partnered with Wright National Flood Insurance Company, the nation’s leading flood provider, to bring valued PHH Mortgage customers affordable flood insurance options that meet government and lenders’ requirements.

Benefits include:

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Coverage and exclusions similar to a National Flood Insurance Program (NFIP) policy, but with the ability to cover higher property values.
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Insure up to the full replacement cost of your building,1 plus additional coverage for property/contents.
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Underwritten2 by the nation’s largest flood insurance company.
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Underwritten2 by the nation’s largest flood insurance company.
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All flood claims are personally handled by a dedicated expert who will walk you through the process.
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Convenient renewal options.
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24/7 nationwide claims support and assistance.

Please call (800) 579-8840, Monday through Friday to get more information. 

Floods are the most common natural disaster in the United States.3 Protect your investment. Don’t wait until it’s too late.

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Floods happen everywhere—in all 50 states and in your neighborhood. You can live miles away from water and still be at risk of flooding.
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20% of all flood damage occurs in low to moderate flood risk areas.4 Don’t be fooled by a line on the map; everyone is at risk for flooding.
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Most homeowners insurance does not cover flood damage.
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Don’t rely on federal disaster assistance to recover. Disaster assistance is only available with a presidential declaration.


1 Subject to underwriting guidelines
2 As the financial underwriter, Wright National Flood Insurance Company reserves the right to modify the excess flood insurance policy

Ocwen Financial Insurance Services, Inc. is a licensed insurance agency National Producer Number 17599405, doing business in California as OFIS dba Ocwen Insurance Services, Inc. license # 0K99120, Texas license # 2105346. PHH Mortgage is a fully owned subsidiary of Onity Group Inc. To see our licenses by state, click here

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