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- Home Equity 101: A Guide to Home Equity and How to Leverage It
- Decoding Mortgage Loan Types: A Comprehensive Guide
- What Is A Reverse Mortgage
- What Is A Mortgage Rate Buydown and Can I Benefit?
- Cash-Out Refinance: Using Home Equity to Pay Off Debt
- Should I Get Pre-Approved Before Buying A House?
- Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?
- How to Get a Mortgage Pre-Approval for Buying a New Home
- Cash-Out Mortgage Refinance: What It Is and How It Works
- Cash-Out Refinance vs Home Equity Loans vs HELOCs – What’s the difference?
- 7 Essential Tips For Buying Your Next Home
- All About Your Credit
- Tips on Buying a New Home from Real Estate Pros
- 10 Things to Know Before Refinancing Your Mortgage
- How Do I Get My Home Ready to Sell? 7 Easy Steps
- What Are the Costs of Homeownership?
- What is PMI (Private Mortgage Insurance) and Why Am I Paying It?
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Mortgage Glossary
Flood Insurance
Special hazard coverage from a reputable flood insurance provider — required for properties located in specially designated flood hazard areas, but generally recommended for all properties.
Foreclosure
A legal proceeding in which the lender takes possession of a property and sells it at public auction if the homeowner neglects to make mortgage payments.
Freddie Mac
The Federal Home Loan Mortgage Corporation (FHLMC) — a stockholder-owned corporation created by Congress that buys mortgages from lenders and resells them as securities on the secondary mortgage market. Considered a sister agency — and competitor — to Fannie Mae.
Funding of a Loan
The mortgage lender issues an agreed-upon amount of money to the seller of a property or a homeowner who is refinancing. Funding frequently takes place at closing.
Ginnie Mae
The Government National Mortgage Association (GNMA) — a governmental agency that offers special assistance in obtaining FHA-insured and VA-guaranteed mortgages.
Dreaming about owning your own home?
Having a financial plan before you look can help you better prepare for home buying costs.
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Wondering if you should refinance?
Here is a list of ten things you should know before refinancing.
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