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Mortgage Glossary

Variable Interest Rate

An interest rate that changes (goes up or down) based on a specified economic index.

Variable Rate Mortgage

See Adjustable Rate Mortgage.

Veterans Administration (VA)

The government agency that administers benefit programs for veterans, including a guaranteed mortgage loan with little or no down payment. See VA Mortgage.

Walk-Through Inspection

A final walk-through of the home before you go to closing. This is your opportunity to make sure your seller has made all the repairs listed in the Agreement of Sale. These repairs are usually based on the results of the original home inspection, and agreed upon by you and the seller.

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