Insurance
PHH now offers customers a wide-range of insurance products. Learn more below.
Flood Insurance
- Coverage and exclusions similar to a National Flood Insurance Program (NFIP) policy, but with the ability to cover higher property values.
- Insure up to the full replacement cost of your building,1 plus additional coverage for property/contents.
- Underwritten2 by the nation’s largest flood insurance company.
- All flood claims are personally handled by a dedicated expert who will walk you through the process.
- Convenient renewal options.
- 24/7 nationwide claims support and assistance.
- Floods happen everywhere—in all 50 states and in your neighborhood. You can live miles away from water and still be at risk of flooding.
- 20% of all flood damage occurs in low to moderate flood risk areas.4 Don’t be fooled by a line on the map; everyone is at risk for flooding.
- Most homeowners insurance does not cover flood damage.
- Don’t rely on federal disaster assistance to recover. Disaster assistance is only available with a presidential declaration.
Instant Quote
Don't risk your home. The application should take about 2 minutes to complete.
Accidental Death Insurance
Help secure your family’s future. Protection up to $500,000*.
We can’t predict what the future holds, but we can plan ahead to help provide financial support for our family. PHH Mortgage has partnered with Assurant to make available to you an Accidental Death & Disability (AD&D) insurance plan. AD&D can help ease the financial burden for your estate and your loved ones if you are involved in a covered accident and suffer injury or accidental death.
- Flexible plans with multiple product variations, price points and benefits*
- Family or joint coverage depending on plan
- Guaranteed acceptance for applicants age 18 or older
- Easy enrollment with no health questions to answer or medical exam required
Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.
Learn more
Read this informative fact sheet about Assurant's AD&D insurance.
First Protector Insurance
Alleviate financial hardship. Protection for what matters most!
At PHH Mortgage, we understand how important it is for homeowners to prepare for the unexpected. That’s why we have partnered with Assurant to make available to you a disaster mortgage insurance product called First Protector®. First Protector helps alleviate financial hardship if you are displaced from your home due to damage from a covered disaster such as flood, fire, tornado, hurricane, or in the event of an involuntary job loss.
- Your monthly mortgage payment up to two years
- Your monthly mortgage payment if you lose your job involuntarily
- Your mortgage balance if the land your home is located on is declared permanently uninhabitable
- Your homeowner’s insurance policy deductible up to $1,0001
- Up to $1,000 in emergency cash2
Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.
Direct Bill Option
Learn more about Assurant's First Protector insurance direct bill option and get a quote.
Mortgagee Bill Option
Learn more about Assurant's First Protector insurance mortgagee bill option and get a quote.
First Protector is underwritten by American Bankers Insurance Company of Florida, (NAIC 10111; Principal Address: 11222 Quail Roost Drive, Miami, FL 33157, 305-253-2244; Jurisdiction: Washington, D.C. and all states in the United States; Domicile: FL). This company operates under the trade name Assurant. First Protector is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here
Identity Fraud Protection
Helps restore your name and credit in case of identity theft. Flexible plan options available.
Identity theft can happen to people of all ages. It can ruin your credit and your good name. PHH Mortgage has partnered with Assurant to make available to you an identity theft protection program called Identity Fraud Solutions. Identity Fraud Solutions helps to monitor your credit and assists you with identity restoration. There are multiple price points to choose from and flexible features to provide the right coverage for your needs.
- Up to $1 million in financial reimbursement
- $500 emergency cash/up to $2,500 cash recovery
- Live restoration services
- Legal network access
- Single or triple bureau monitoring
- Single or triple credit reports and scores
- Social Security monitoring
- Credit Education Specialist
Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.
Learn more
Visit Assurant's Identity Fraud Protection site to learn more.
