Refinance

Refinance

At PHH, our easy process and exceptional service make refinancing smooth and simple. Complete the form below to get started.

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An easy application.
We have your current loan information and our digital process makes the application simple.
Competitive Rates. 
Loan options to fit your budget.
Quick cash disbursement.
Your cash is in your hands soon after your loan closes.

Mortgage loans are subject to credit approval. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Application approval is subject to complete underwriting review based on program guidelines; not all applicants may qualify. Limitations may apply. This is not a commitment to lend. PHH is not licensed to do business or originate loans for properties located in Hawaii. 

New York: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. Not available for New York consumers, NY residents click here.