Hello, I have been working in the Mortgage Industry for over 20 years. Over the years I have helped many people realize their dreams of home-ownership in New Jersey and across the country. As rates have improved over the past several years, I have also helped thousands of people refinance their mortgages to lower rates and or tap into their home's equity to consolidate debt or make needed home improvements. Your home is your biggest lifetime investment and asset; as a trusted Mortgage professional, it is my goal to provide you with exceptional customer service before, during and after we have closed your loan. Once we initially speak, you will realize that my years of experience will assure you a smooth loan process and on time closing.