About Me

Hi, I’m Michael Kalusz, a loan officer here with PHH Mortgage. I have 6 years of experience in the mortgage industry, coupled with 10 years in financial services industry. I am excited to help you get started on your homebuying journey.

I understand that everyone is unique, and there are no identical transactions, so I am confident, with our wide array of products, we will be able to assist you! I will be your guide, from beginning to end, in meeting your goal of home ownership or refinancing.

At PHH Mortgage, we specialize in various ways of using your existing home to meet your financial goals. You can utilize your existing equity to consolidate debt, renovate, buy a car, take a vacation, make a large purchase, etc., you choose! I have an excellent working knowledge of FHA, VA, and conventional products and you can be comforted in the fact that we are a one-stop shop and everything is done in-house to ensure you have the optimal borrower experience. We at PHH Mortgage value you, and you are our priority.

I am a graduate of SNHU with a Bachelor’s in Mathematics and a minor in Finance. When I am not doing mortgages, I am spending time with my wife, family, and dog. I also love all things sports. In my free time I play hockey, soccer, and basketball. I also like to watch all sports, but my favorites are hockey, soccer, football, & basketball.

I look forward to meeting you and getting you started on your mortgage journey!