About Me

Hi! I'm Carmen, your friendly bilingual mortgage expert with over 7 years of experience in the industry. Whether you're looking to buy a new home, refinance, or pay off your mortgage quickly, I'm here to make it happen.

The most rewarding part of my job is helping customers like you achieve their dreams of homeownership or strengthen their goals through cash-out refinancing. I love seeing the joy on my clients' faces when they step into their dream homes or take control of their financial future. At PHH Mortgage, we offer top-notch service and a wide range of options for refinancing, making it easy for you to find the perfect solution.

As a proud Peruvian who's been living in the US for 22 years, family is everything to me. I'm happily married with grown children and adorable grandchildren. Let's work together to make your homeownership dreams and financial aspirations a reality!