Hi, I’m Bret!  

I’ve been a licensed mortgage professional for 21 years, and while the loan process has evolved in countless ways, my commitment to you hasn’t changed. I’m here to provide outstanding service, personalized guidance, and support as you work toward your financial goals.

I love being part of PHH Mortgage because we share the same mission and core values. We work as a team to make sure you have a smooth, positive experience from start to finish. Your happiness truly matters to us, and earning your trust is what motivates me every day.

When I’m not working, you can usually find me out on the disc golf course—yes, even during Minnesota’s freezing winters! My wife, Shannon, loves rock climbing and bouldering, and our daughters, Poppy (8) and Violet (6), are big fans of gymnastics. Lately, we’ve gotten into camping as a family, and we can’t wait for our summer trip to the Black Hills.