I’m a licensed loan officer at PHH Mortgage with several years of experience helping clients across the nation achieve their financial goals. Specializing in home loans, refinancing, and VA loans, I’m dedicated to making the mortgage process as smooth and stress-free as possible. My commitment is to provide personalized solutions, whether you’re a first-time homebuyer or looking to refinance. As a father, husband, Army veteran, and passionate sports fan, I bring a strong sense of integrity, dedication, and a client-first mindset to everything I do. Let me help turn your financial goals into reality!