Andrea Martinez
Loan Officer
NMLS ID: 1842896
Company NMLS ID: 2726
About Me
Hi, I’m Andrea, a Loan Officer at PHH Mortgage with over 10 years of experience in banking and financial services. I specialize in refinances, helping homeowners lower their interest rates, reduce monthly payments, consolidate debt, or access their home equity to better align with their financial goals.
I believe refinancing is more than just numbers; it’s about creating opportunity, stability, and peace of mind. My approach is rooted in transparency, education, and making sure my clients feel confident and informed every step of the way.
Outside of work, I’m a proud mom who loves cheering on my daughter at her basketball games. I practice yoga to stay grounded and enjoy reading as part of my commitment to personal growth and lifelong learning.