Hi, I’m Alex Smith. A licensed Mortgage officer at PHH Mortgage. I specialize in helping clients navigate refinance and home purchase options with confidence, clarity and zero pressure. With over 5 years in mortgage lending, I’ve worked with a wide range of homeowners and buyers – From those looking to lower their monthly payment to those stepping into a new home for the first time. My focus is always delivering fast, honest answers and making the mortgage process as smooth as possible. When I’m off the clock, you’ll usually find me at the gym, spending time with my fiancée, or going outside to recharge. I bring transparency, and a client-first mindset to every conversation. Whether you’re refinancing, buying, or exploring other options, I am here to help you move forward with confidence.