Our PHH Loyalty Lock-In challenge guarantees to beat any competitor's new loan offer or we'll pay your mortgage for a month up to two thousand dollars.

Whether selling or buying, Expert Edge matched you with expert real estate agents in your area. Then, by using one of our network agents, you can earn thousands in cash rewards when you close.

When you find that next home, there is nothing more critical than getting to closing on time. That’s why we guarantee that you will close on time, or we’ll give you $1,500! PHH Mortgage has created a process that caters to your preferences, and makes homebuying as stress-free as possible, including options for:

• Digital loan application
• Digital asset verification
• Email updates at major milestones
• Hybrid E-closing options

The PHH Mortgage Purchase Close-on-Time Guarantee is our assurance that you will get to closing on time. If your closing date is missed, you will receive a $1500 credit toward closing costs. To be eligible for the Close-on-Time Guarantee, the contract closing date must be at least 25 calendar days after we receive a completed mortgage application, supporting documents, and a fully executed purchase agreement. It is required that you create an account and submit all documentation through PHH Mortgage's digital loan portal and that all requested items are returned within 24 hours. Eligibility may be impacted by changes in dates or loan terms, changes to credit, income or employment, or failure to meet any contractual requirements from the buyer/seller. The loan must be an PHH Mortgage approved purchase loan product and meet investor guidelines. This offer is not eligible in states where PHH Mortgage is not currently licensed. If we do not close on time and all requirements of the guarantee listed above have been met, you will receive lender credits totaling $1500.