Learn more about your recently transferred mortgage.
READ MOREAn escrow analysis is typically performed annually, to ensure sufficient funds are being collected to avoid escrow shortages and overages. However, off-schedule analyses are also performed to ensure sufficient funds are available. Any increase or decrease to your annual property taxes and/or insurance premiums may cause your mortgage payment amount to change. We provide details of your analysis in the Escrow Account Statement. For more information, visit the Escrow Education Center.
READ MORETo find your property tax amount, log in to your account on PHHMortgage.com. The My Loan tile shows upcoming tax disbursements under "Taxes and Insurance." You can also see past tax disbursements in the "Payment History" section. If you are not registered on PHHMortgage.com, you can find the property tax amount on your most recent escrow analysis, or you can contact your local tax authority.
READ MOREMortgage insurance helps you to get a mortgage without having to make a substantial down payment. By paying a mortgage insurance premium, you can purchase a new home with less than 20% down. Mortgage insurance protects the mortgage investor if the account becomes past due. The most common types of mortgage insurance are private mortgage insurance (PMI) and insurance through the Federal Housing Administration (FHA), called a mortgage insurance premium (MIP). If you are...
READ MOREIf you'd like to change your Autopay program, please click here to select and enroll in a different program. Once the new enrollment is processed, we'll stop your existing program and move the account to the new selection. We'll send a confirmation letter with the date of your first draft. Please continue to make your mortgage payment until you receive the confirmation letter and the draft date has been confirmed.
READ MOREThere are different types of scams. A couple examples are below.Imposter Scams These are usually phone calls from individuals claiming to be PHH Mortgage employees demanding payments in the form of a pre-paid debit/gift cards to cover trial loan modification payments, escrow shortages and/or to avoid foreclosure. These imposters may be calling from what appears to be a legitimate PHH Mortgage phone number. This is called spoofing. PHH Mortgage would never require payment via a pre-paid...
READ MOREPlease note that these estimates do not include all applicable fees, and as a result, your actual fees may be higher. For a more accurate estimate, call 1-800-449-9536 to speak with an experienced loan officer today.
READ MORELooking to reduce your mortgage rate? We're dedicated to finding the loan best suited to your needs. Start by exploring how a lower rate or payment could help you achieve your goals.
READ MORE