PHH Mortgage

Get Pre-Approved

Know how much you can afford before you start house hunting. Lock in your budget and boost your buying power.

Are you looking to reduce your monthly mortgage payments or save money on interest? We understand that finding the right mortgage is crucial, and we're here to help you explore your options for a lower rate.Discover the potential savings a better mortgage rate can offer. Even a small reduction in your interest rate can lead to significant long-term savings and free up your monthly budget.

Home Equity Loans

Get the funds you need for home renovations, education, or debt consolidation—at low interest rates without refinancing.

Shorten My Term

Dreaming of being mortgage-free sooner? Want to save thousands on interest payments? A shorter loan term with Reduction Refinance could be the key.At PHH, we understand that your financial goals are unique. That's why we offer Rapid Refi, a smart refinancing option designed to help you pay off your mortgage faster and build equity more quickly.

Renting vs Buying

If you rent your home now and are considering buying, determine if it makes financial sense with our rent vs. buy calculator. Enter in details about your current monthly rent and the home you’d like to buy and find out which option makes sense for you.

Purchase Process

Understanding the Home Buying ProcessBuying a home is a significant investment. Here's a breakdown of the key steps:Pre-Approval: Get pre-approved for a mortgage to determine your budget.Find an Agent: Determine who will help you locate properties and navigate offers and negotiations through closing.Home Search: Find your dream home using online listings, real estate agents, or open houses.Making an Offer: Submit an offer on a property you like.Negotiation: Discuss terms and conditions...

Loan Options

When securing the right mortgage or loan for your home, the choices can seem overwhelming, so understanding your options is key to making an informed decision.

My Next Home

Consolidate Debt

Are you feeling overwhelmed by multiple debts with varying interest rates and due dates? Debt consolidation could be the solution you've been searching for. It simplifies your financial life by combining your existing debts into a single, more manageable loan or payment.