Home Purchase

Please note that these estimates do not include all applicable fees, and as a result, your actual fees may be higher. For a more accurate estimate, call 1-800-449-9536 to speak with an experienced loan officer today.

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My First Home

Buying your first home is a life-changing decision and significant investment. We’re here to make the experience more manageable and help you every step of the way. Why choose PHH for your first home purchase?Low Down-Payment Options: Explore FHA, VA, and programs with minimal down-payment requirementsEasy Process, Low Rates: We always offer a simplified loan process and competitive interest ratesPersonal Guidance: Work with our experts to find the right loan for your needs

Homeowner Products

Get Pre-Approved

Getting Pre-Approved allows you to set your budget, strengthen your offer, and speed up the buying process. 

Lower My Rate

Looking to reduce your mortgage rate? We're dedicated to finding the loan best suited to your needs. Start by exploring how a lower rate or payment could help you achieve your goals.

Shorten My Term

If your goal is to pay off your mortgage more quickly and potentially save long-term, a Rapid Refi can help you do just that! While a shorter loan term may mean a higher rate or payment, it also comes with significant benefits.

Consolidate Debt

PHH understands how overwhelming debt can be. That's why we're here to help you simplify your finances, pay off high-interest debt, and free up cash every month. 

Monthly Payment

Your monthly mortgage payment is calculated by adding the costs of the loan’s principal and interest, as well as any money held in escrow for taxes and insurance. How much will it be? Get an idea now and compare different loan terms.