We guarantee we'll give you the best offer—if we can't beat a competitor, we'll cover your mortgage for a month.
Rates Are Down & We Have Your Best Offer - Guaranteed!
Rates are down! PHH Loyalty Lock-In means your best offer on cash options, or we'll pay your mortgage for a month.
1-800-792-9706
Your Home. Your Goals. Simplified.
Whether you’re buying a new home or accessing equity, we'll help you reach your goal with ease.
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Get Pre-Approved
Strengthen your buying power with a verified pre-approval letter.
Get Pre-Approved Now -
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Expert Edge - Cash Back
Connect with top agents, and get up to $10,000 when you sell and buy.
Explore Expert Edge -
Rate Redo
If rates drop after you close, we'll cover the lender fees on your refinance.
Secure My Rate
-
Get Pre-Approved
Strengthen your buying power with a verified pre-approval letter.
Get Pre-Approved Now -
Expert Edge - Cash Back
Connect with top agents, and get up to $10,000 when you sell and buy.
Explore Expert Edge -
Rate Redo
If rates drop after you close, we'll cover the lender fees on your refinance.
Secure My Rate
Your Home, Your Numbers
Our easy-to-use calculators put you in control. Whether you’re dreaming of a new home or considering a refinance these tools provide instant, personalized insights. Get a clear picture of your potential monthly payments, discover how much home you can afford, and see how different loan terms affect your finances.
Purchase Calculator
How much can I afford?
Refinance Calculator
How much could I save?
Trusted by Homebuyers,
Recommended by Customers
With 30 years of industry excellence, PHH Mortgage’s commitment to you remains unwavering. We take pride in our long-standing, dedicated service of providing home financing solutions to help Americans achieve their dreams.
- Personalized mortgage solutions tailored to your needs
- Competitive rates and flexible loan options
- Seamless and efficient mortgage process
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