Your Home for Refinance and Purchase Loans

Get cash, lower your payment or buy your next home. Get started online!

Cash-Out

See what our customers are saying about us:

Why Should You Choose PHH Mortgage?

PHH Mortgage is an industry-leading lender and servicer. Whether refinancing or buying your next home, it's simple with PHH! Our PHH Rapid Refi and Purchase Promise were designed to ensure a smooth and straightforward loan process, whatever your goals.

Our wide variety of loan types, including Conventional, FHA and VA loans plus competitive rates mean our expert loan officers will find a mortgage that meets you where you are. Talk to a PHH loan officer to check today's interest rates, get a free, personalized Debt Consolidation Summary, or Pre-Approval on a new purchase loan. If you're ready to get started, just use our easy online application.

Homeownership Starts Here!^®

Learn More

30 Years of Excellence

Dedicated professionals

Fast & Easy process

Wide Variety of Loan Options

Learn More

MORTGAGE CALCULATORS

View All Calculators

Price of Home MonthlyPayment PriceofHome

Loan Amount LoanAmount

Loan Term

Interest Rate InterestRate

Property Taxes PropertyTaxes

Homeowners Insurance HomeownersInsurance

Current Balance CurrentLoanBalance

Current Loan Interest Rate CurrentInterestRate

Current Monthly Payment

Current Estimated Value of Property Home Value

Loan Term

Estimated Amount of New Loan Refi Loan Amount

Interest Rate of New Loan Refi Interest Rate

Annual Income

Total Monthly Debts

Debt to Income Ratio Debt To Income Ratio

Down Payment

Interest Rate

Property Taxes

Homeowners Insurance

Loan Term

Your Results

Estimated Cost to Obtain a New Mortgage

Months to Break Even

Current Monthly Payment

Refinancing Payment

Principal + Interest

PMI

Changes in Monthly Payment

Get Started Email My Results

Results are based solely on the information you have provided; product may not be available for all terms entered. These calculations are provided for illustrative purposes only and do not reflect any closing costs or down payment. If mortgage insurance payment is listed, illustrative payment is based upon a conforming fixed loan for owner occupied, 1 unit dwelling for a borrower with a credit score greater than 760. This is not a credit decision or a commitment to lend. Please contact an experienced loan consultant at (800) 449-9536 for more accurate and detailed information.

Your Results

You can afford a house up to