Can I be pre-approved for a loan if I have credit problems?

Yes, we offer mortgage loan options to customers who may not have perfect credit. If you are concerned about your credit, or have other questions about credit, visit our article “ All About Your Credit,” or contact an experienced PHH Mortgage loan officer who can help you find a mortgage loan that fits your unique financial needs.

Do I need to sell my current home before I apply for a new mortgage loan?

No, but depending on your income and debt levels, you may need to sell your home before you can close on the new one. Ask one of our experienced loan officers for more information. https://www.phhmortgage.com/Tools-Resources/FAQs/Home-Purchase-FAQs

Scam Alert! Postcards stating there are issues with mortgage accounts were not sent by PHH. Get tips on how to secure your account.

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- Customer Service: (800) 210-8849
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Tools & Resources

Mortgage Learning Hub

7 Essential Tips For Buying Your Next Home

There are certain things many homebuyers wish they had known before buying. Explore our top 7 tips.

All About Your Credit

Credit is an agreement to borrow money with the promise that you will pay it back.

Tips on Buying a New Home from Real Estate Pros

If you think buying a new home is easy, you’ve probably been spending too much time watching HGTV.

10 Things to Know Before Refinancing Your Mortgage

How Do I Get My Home Ready to Sell? 7 Easy Steps

Preparing to list your home, but wondering where to start? Read our 7 easy steps for getting your home ready to sell.

What Are the Costs of Homeownership?

You have the down payment for your new home, you’re ready to start looking for the perfect house, but have you considering the other costs that come with owning a home?