warning If you have been affected by a natural disaster, we can help. Please call us at 1-800-936-8705 to understand and start the process.

Learn More >

Call Us
- Customer Service: (800) 210-8849
- Refinance: (800) 451-1895

Homeownership Starts Here®

Are you a new customer interested in refinancing or purchasing a new home?

Start Here

Mortgage Market Update

Rates are rising and expected to increase throughout 2022. Don't wait! Secure your financial future at (800) 792-5685.

You came to the right place for a mortgage

Call (855) 442-2531 to speak with a licensed loan officer for real interest rates and payment options.

Apply with a loan officer

Convert your home equity to cash!

Looking to finance home renovations or unexpected expenses? Call (866) 413-0124 to speak with a loan officer about a cash-out refinance.

Get Started Online

Try Our Mortgage Calculators

Our mortgage calculators can help you determine affordability, your new payment, refinance benefits, and more.

Mortgage Calculators

Welcome Reverse Mortgage Borrowers!

Do you have questions relating to your current reverse mortgage? PHH Mortgage is here to help!

Learn More

Why Should You Choose PHH Mortgage?

For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.

Whether you are looking to purchase a new home or refinance your current mortgage, PHH Mortgage offers a wide variety of loan options, including conventional, VA and FHA. Talk with one of our experienced loan officers today to get started.

Learn More

30 Years of Excellence

Dedicated professionals

Fast & Easy process

Wide Variety of Loan Options

Learn More

CALCULATORS

View All Calculators

Price of Home MonthlyPayment PriceofHome

Loan Amount LoanAmount

Loan Term

Interest Rate InterestRate

Property Taxes PropertyTaxes

Homeowners Insurance HomeownersInsurance

Current Balance CurrentLoanBalance

Current Loan Interest Rate CurrentInterestRate

Current Monthly Payment

Current Estimated Value of Property Home Value

Loan Term

Estimated Amount of New Loan Refi Loan Amount

Interest Rate of New Loan Refi Interest Rate

Annual Income

Total Monthly Debts

Debt to Income Ratio Debt To Income Ratio

Down Payment

Interest Rate

Property Taxes

Homeowners Insurance

Loan Term

Your Results

Estimated Cost to Obtain a New Mortgage

Months to Break Even

Current Monthly Payment

Refinancing Payment

Principal + Interest

PMI

Changes in Monthly Payment

Get Started Email My Results

Results are based solely on the information you have provided; product may not be available for all terms entered. These calculations are provided for illustrative purposes only and do not reflect any closing costs or down payment. If mortgage insurance payment is listed, illustrative payment is based upon a conforming fixed loan for owner occupied, 1 unit dwelling for a borrower with a credit score greater than 760. This is not a credit decision or a commitment to lend. Please contact an experienced loan consultant at (800) 449-9536 for more accurate and detailed information.