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Insurance

Insurance

PHH now offers customers a wide-range of insurance products. Learn more below. 

Flood Insurance

Don't risk your home! Learn more about flood insurance and coverage.

Accidental Death

Learn more about accidental death insurance.

First Protector

Learn more about First Protector insurance.

Identity Fraud Protection

Learn more about identity fraud protection.

Flood Insurance

Flood experts. Affordable policies.

Did you know that every home is at risk for a flood? That’s why we partnered with Wright National Flood Insurance Company, the nation’s leading flood provider, to bring valued PHH Mortgage customers affordable flood insurance options that meet government and lenders’ requirements.

Benefits include:
  • Coverage and exclusions similar to a National Flood Insurance Program (NFIP) policy, but with the ability to cover higher property values.
  • Insure up to the full replacement cost of your building,1 plus additional coverage for property/contents.
  • Underwritten2 by the nation’s largest flood insurance company.
  • All flood claims are personally handled by a dedicated expert who will walk you through the process.
  • Convenient renewal options.
  • 24/7 nationwide claims support and assistance.
Floods are the most common natural disaster in the United States.3 Protect your investment. Don’t wait until it’s too late.
  • Floods happen everywhere—in all 50 states and in your neighborhood. You can live miles away from water and still be at risk of flooding.
  • 20% of all flood damage occurs in low to moderate flood risk areas.4 Don’t be fooled by a line on the map; everyone is at risk for flooding.
  • Most homeowners insurance does not cover flood damage.
  • Don’t rely on federal disaster assistance to recover. Disaster assistance is only available with a presidential declaration.
 

Instant Quote

Don't risk your home. The application should take about 2 minutes to complete.





1 Subject to underwriting guidelines
2 As the financial underwriter, Wright National Flood Insurance Company reserves the right to modify the excess flood insurance policy
 
Ocwen Financial Insurance Services, Inc. is a licensed insurance agency National Producer Number 17599405, doing business in California as OFIS dba Ocwen Insurance Services, Inc. license # 0K99120, Texas license # 2105346. PHH Mortgage is a fully owned subsidiary of Ocwen Financial. To see our licenses by state, click here

Accidental Death Insurance

Help secure your family’s future. Protection up to $500,000*.

We can’t predict what the future holds, but we can plan ahead to help provide financial support for our family. PHH Mortgage has partnered with Assurant to make available to you an Accidental Death & Disability (AD&D) insurance plan. AD&D can help ease the financial burden for your estate and your loved ones if you are involved in a covered accident and suffer injury or accidental death.

AD&D offers:
  • Flexible plans with multiple product variations, price points and benefits*
  • Family or joint coverage depending on plan
  • Guaranteed acceptance for applicants age 18 or older
  • Easy enrollment with no health questions to answer or medical exam required

Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.

 

Learn more

Read this informative fact sheet about Assurant's AD&D insurance.

 

 

* Limitations/exclusions and coverage vary by state
 
AD&D coverage is underwritten by Union Security Insurance Company (NAIC 70408; Principal Address 2323 Grand Boulevard, Kansas City, MO 64108-2670, 816-474-2345; Jurisdiction: Washington, D.C. and all states in the United States except NY; Domicile: IA). This company operates under the trade name Assurant. AD&D is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here

First Protector Insurance

Coming Soon

Identity Fraud Protection

Helps restore your name and credit in case of  identity theft. Flexible plan options available.

Identity theft can happen to people of all ages. It can ruin your credit and your good name. PHH Mortgage has partnered with Assurant to make available to you an identity theft protection program called Identity Fraud Solutions. Identity Fraud Solutions helps to monitor your credit and assists you with identity restoration. There are multiple price points to choose from and flexible features to provide the right coverage for your needs.

Benefit options include:
  • Up to $1 million in financial reimbursement
  • $500 emergency cash/up to $2,500 cash recovery
  • Live restoration services
  • Legal network access
  • Single or triple bureau monitoring
  • Single or triple credit reports and scores
  • Social Security monitoring
  • Credit Education Specialist

Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.

 

Learn more

Visit Assurant's Identity Fraud Protection site to learn more.

 

 
 
 
Identity Fraud Solutions benefits are provided through Consumer Assist Network Association, Inc. (CANA). The Financial Reimbursement benefit is underwritten by American Bankers Insurance Company of Florida.  Both companies operate under the trade name Assurant.  Identity Fraud Solutions is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here.

Homeowners Insurance

Page Coming Soon