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Insurance

Insurance

PHH now offers customers a wide-range of insurance products. Learn more below.

Flood Insurance

Don't risk your home! Learn more about flood insurance and coverage.

Accidental Death Insurance

Learn more about accidential death insurance.

First Protector Insurance

Learn more about First Protector insurance.

Identity Fraud Protection

Information on Identity Fraud Protection

Homeowners Insurance

Learn more about homeowners insurance.

Home Warranty

Learn how to protect the assets in your home.

Flood Insurance

Flood experts. Affordable policies.

Did you know that every home is at risk for a flood? That’s why we partnered with Wright National Flood Insurance Company, the nation’s leading flood provider, to bring valued PHH Mortgage customers affordable flood insurance options that meet government and lenders’ requirements.

Benefits include:
  • Coverage and exclusions similar to a National Flood Insurance Program (NFIP) policy, but with the ability to cover higher property values.
  • Insure up to the full replacement cost of your building,1 plus additional coverage for property/contents.
  • Underwritten2 by the nation’s largest flood insurance company.
  • All flood claims are personally handled by a dedicated expert who will walk you through the process.
  • Convenient renewal options.
  • 24/7 nationwide claims support and assistance.

Please call 1.800.579.8840, Monday through Friday or click the link below. 

Instant Quote

Don't risk your home. The application should take about 2 minutes to complete.

 

 
 
 
Floods are the most common natural disaster in the United States.3 Protect your investment. Don’t wait until it’s too late.
  • Floods happen everywhere—in all 50 states and in your neighborhood. You can live miles away from water and still be at risk of flooding.
  • 20% of all flood damage occurs in low to moderate flood risk areas.4 Don’t be fooled by a line on the map; everyone is at risk for flooding.
  • Most homeowners insurance does not cover flood damage.
  • Don’t rely on federal disaster assistance to recover. Disaster assistance is only available with a presidential declaration.
 

 

1 Subject to underwriting guidelines
2 As the financial underwriter, Wright National Flood Insurance Company reserves the right to modify the excess flood insurance policy
 
Ocwen Financial Insurance Services, Inc. is a licensed insurance agency National Producer Number 17599405, doing business in California as OFIS dba Ocwen Insurance Services, Inc. license # 0K99120, Texas license # 2105346. PHH Mortgage is a fully owned subsidiary of Ocwen Financial. To see our licenses by state, click here

Accidental Death Insurance

Help secure your family’s future. Protection up to $500,000*.

We can’t predict what the future holds, but we can plan ahead to help provide financial support for our family. PHH Mortgage has partnered with Assurant to make available to you an Accidental Death & Disability (AD&D) insurance plan. AD&D can help ease the financial burden for your estate and your loved ones if you are involved in a covered accident and suffer injury or accidental death.

AD&D offers:
  • Flexible plans with multiple product variations, price points and benefits*
  • Family or joint coverage depending on plan
  • Guaranteed acceptance for applicants age 18 or older
  • Easy enrollment with no health questions to answer or medical exam required

Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.

 

Learn more

Read this informative fact sheet about Assurant's AD&D insurance.

 

 

* Limitations/exclusions and coverage vary by state
 
AD&D coverage is underwritten by Union Security Insurance Company (NAIC 70408; Principal Address 2323 Grand Boulevard, Kansas City, MO 64108-2670, 816-474-2345; Jurisdiction: Washington, D.C. and all states in the United States except NY; Domicile: IA). This company operates under the trade name Assurant. AD&D is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here

First Protector Insurance

Alleviate financial hardship. Protection for what matters most!

At PHH Mortgage, we understand how important it is for homeowners to prepare for the unexpected. That’s why we have partnered with Assurant to make available to you a disaster mortgage insurance product called First Protector®. First Protector helps alleviate financial hardship if you are displaced from your home due to damage from a covered disaster such as flood, fire, tornado, hurricane, or in the event of an involuntary job loss.

First Protector pays*:
  • Your monthly mortgage payment up to two years
  • Your monthly mortgage payment if you lose your job involuntarily
  • Your mortgage balance if the land your home is located on is declared permanently uninhabitable
  • Your homeowner’s insurance policy deductible up to $1,0001
  • Up to $1,000 in emergency cash2

Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.

 

Direct Bill Option

Learn more about Assurant's First Protector insurance direct bill option and get a quote.

 

 

 

Mortgagee Bill Option

Learn more about Assurant's First Protector insurance mortgagee bill option and get a quote.

 

 

* Limitations/exclusions and coverage vary by state
1 Limit of two losses per 12-month period.
2 Coverage applies to your primary residence. 
 
 


First Protector is underwritten by American Bankers Insurance Company of Florida, (NAIC 10111; Principal Address: 11222 Quail Roost Drive, Miami, FL 33157, 305-253-2244; Jurisdiction: Washington, D.C. and all states in the United States; Domicile: FL). This company operates under the trade name Assurant. First Protector is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here

Identity Fraud Protection

Helps restore your name and credit in case of  identity theft. Flexible plan options available.

Identity theft can happen to people of all ages. It can ruin your credit and your good name. PHH Mortgage has partnered with Assurant to make available to you an identity theft protection program called Identity Fraud Solutions. Identity Fraud Solutions helps to monitor your credit and assists you with identity restoration. There are multiple price points to choose from and flexible features to provide the right coverage for your needs.

Benefit options include:
  • Up to $1 million in financial reimbursement
  • $500 emergency cash/up to $2,500 cash recovery
  • Live restoration services
  • Legal network access
  • Single or triple bureau monitoring
  • Single or triple credit reports and scores
  • Social Security monitoring
  • Credit Education Specialist

Please call 1.866.531.0637, Monday through Friday, 8 a.m. to 8 p.m. ET or click the link below.

 

Learn more

Visit Assurant's Identity Fraud Protection site to learn more.

 

 
 
 
Identity Fraud Solutions benefits are provided through Consumer Assist Network Association, Inc. (CANA). The Financial Reimbursement benefit is underwritten by American Bankers Insurance Company of Florida.  Both companies operate under the trade name Assurant.  Identity Fraud Solutions is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here.

Homeowners Insurance


PHH Mortgage has teamed up with Matic to help save you money on homeowners insurance!

Homeowners insurance protects one of your largest financial investments against hazards such as fire and storms. While homeowners insurance is required, you can choose who carries your policy. PHH has partnered with Matic to provide you with access to more than 14 top-tier insurance companies. Matic compares these companies to get you the best quote based on your property. In addition, Matic’s customer care team makes switching easy by taking care of all paperwork for you. They will cancel your previous policy and notify PHH Mortgage about your new policy.

Why Matic?

It’s Free
Matic is paid a commission directly from insurance companies. Getting a quote won’t cost you anything!

It’s Smart
Matic technology compares 14+ insurance companies to find you the best insurance in seconds.

It’s Secure
Matic takes your privacy seriously. They will never sell your personal information to third parties.

It’s Personalized
Matic works directly with you to customize your insurance policy. They will only contact you regarding your quote.

Call (614) 957-0092, Monday through Friday, 9:00 a.m. to 5:00 p.m. ET or click on the link below.

 

Get started

Learn more and get your free quote from Matic.

 

 

Homeowners insurance is provided through Matic Insurance Services, Inc. Homeowners insurance is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here

 

 

Home Warranty

Get the solution to unexpected repair costs! Owning your own home is a real accomplishment, but it certainly doesn’t come without costs.

Even if your home’s value appreciates, the key household items you rely on every day continue to age and need repair. These unexpected costs can strain your budget unless you set aside enough money each year – but how much is enough? The “Square Foot Rule” encourages homeowners to budget $1 per square foot each year for repair costs. That could wind up being thousands of dollars.

PHH Mortgage has partnered with First American to provide our borrowers with a home warranty plan that helps protect your budget against unexpected repair and replacement costs, starting at less than $1 a day.

Why First American?

First American has protected millions of homes with their home warranty products. Their experience and dedication to service means you win with:

  • More than 35 years in business
  • No age limit on covered items
  • BBB accreditation
  • 24/7 service request hotline
  • Prescreened service professionals

For more information, please call (833) 802-6438 or click on the link below.

 

View coverage options

Learn about First American’s two simple plan choices, plus their optional selections.*

 

*Limitations/exclusions and coverage vary by state.

Home Warranty coverage is offered by First American Home Warranty Corporation (Principal Address 1244 Apollo Way, Santa Rosa, CA 95407, 800-992-3400; Home warranty is offered by Ocwen Financial Insurance Services, Inc. a licensed insurance agency. PHH Mortgage Corporation is a fully owned subsidiary of Ocwen Financial Corp. To see our licenses by state, click here

 

 

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