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Tools & Resources


Mortgage Glossary


Your purchase of the present use of money with the promise to pay it back in an agreed-upon time period, and at a cost usually defined by an interest rate.

Credit Bureau

A company that provides information to a lender about your creditworthiness, based on your credit history. The three major national credit bureaus are Equifax, Experian, and Trans Union. Also called Consumer Credit Reporting Agency or Credit Repository.

Credit History

Your debt and repayment history on loans and credit cards.

Credit Rating

See credit score.

Credit Report

A credit bureau's detailed report of your credit history.

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