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The conclusion of a real estate transaction. At closing, you sign documents that transfer legal ownership of the property to you, and pay closing costs. Also called Settlement.
Expenses you and the seller pay to complete the transfer of ownership. Closing costs might include an origination fee, attorney's fee, initial escrow payments, and charges for obtaining title insurance and a survey. Closing costs vary according to geographic location. Also called Settlement Costs.
A new form/disclosure that replaces the HUD-1 Settlement Statement and the final Truth in Lending (TIL) disclosure that reflects the actual terms and costs of the transaction. The Closing Disclosure must be received by the consumer(s) at least three business days before consummation.
An itemized list of all closing costs to be paid by you and the seller. Also known as the HUD-1 Uniform Settlement Statement.
All of the borrowers listed in the mortgage document when more than one person will be responsible for repaying the loan.
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