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Tools & Resources


Mortgage Glossary

Credit Rating

See credit score.

Credit Report

A credit bureau's detailed report of your credit history.

Credit Repository

See Credit Bureau.

Credit Score

A number, based on the analysis of your credit report, used by the lender to determine your ability to qualify for a mortgage loan. Credit scores usually range from 300 to 900 — the higher the number, the better to qualify for a loan. Also known as FICO score.

Current Rate (Initial)

The interest rate you see when you shop for a mortgage. Rates fluctuate with market conditions. The rate you see on a web site is an estimated rate and is subject to change.

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