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- Home Equity 101: A Guide to Home Equity and How to Leverage It
- What Is A Reverse Mortgage
- What Is A Mortgage Rate Buydown and Can I Benefit?
- Cash-Out Refinance: Using Home Equity to Pay Off Debt
- Should I Get Pre-Approved Before Buying A House?
- Your Adjustable-Rate Mortgage: Is it Time to Refinance to a Fixed Rate?
- How to Get a Mortgage Pre-Approval for Buying a New Home
- Cash-Out Mortgage Refinance: What It Is and How It Works
- Cash-Out Refinance vs Home Equity Loans vs HELOCs – What’s the difference?
- 7 Essential Tips For Buying Your Next Home
- All About Your Credit
- Tips on Buying a New Home from Real Estate Pros
- 10 Things to Know Before Refinancing Your Mortgage
- How Do I Get My Home Ready to Sell? 7 Easy Steps
- What Are the Costs of Homeownership?
- What is PMI (Private Mortgage Insurance) and Why Am I Paying It?
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Mortgage Glossary
Trustee
A person or firm who has the legal responsibility to hold and manage property in the best interest of the owner.
Truth-in-Lending Act
A federal law, part of The Consumer Credit Protection Act, requiring lenders to clearly disclose key credit terms in a standard format. The Act also gives you the right to cancel certain types of loan contracts within three business days (see Right of Rescission).
Underwriting
The analysis of the risk involved in making a mortgage loan, based on your ability and willingness to repay the loan, as well as other factors such as the property evaluation.
Underwriting Fee
Lender fee that offsets the cost of processing your loan for closing. Different companies may refer to them by different names, such as processing fees or document preparation fees.
VA Mortgage
A low- or no-down-payment mortgage guaranteed by the Department of Veteran Affairs. It is only available to military personnel, veterans or spouses of veterans who died of service-related injuries.
Dreaming about owning your own home?
Having a financial plan before you look can help you better prepare for home buying costs.
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Wondering if you should refinance?
Here is a list of ten things you should know before refinancing.
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